Content
The Content offered by ORO, other than the offers, policies, and terms and conditions in this Platform Agreement and any agreements incorporated by reference, or that we otherwise expressly denote as governing your relationship with ORO, is solely for informational, educational, and explanatory purposes. We may change or update Content at any time without Notice.
Although we intend to provide accurate and timely Content on the ORO website, the ORO website may not always be entirely accurate, complete, or current and may also include technical inaccuracies or typographical errors. You should verify Content before relying on it.
Content may contain third-party content or links to third-party websites. ORO does not control any such third-party content or websites and is not responsible or liable for the availability, accuracy, completeness, or reliability of third-party content or for damages, losses, failures, or problems caused by, related to, or arising from such third-party content or the products or practices of third parties. You agree that ORO will not be responsible for any aspect of the information, content, or services contained in any third-party materials or on any third-party website accessible or linked to the ORO website.
Acknowledgment of Risk
All investing involves risk. Investing in private markets is particularly risky and may result in a total loss of invested capital. The past performance of a security or investment does not guarantee future returns.
You are solely responsible for understanding, verifying, and determining if any investment, strategy, or transaction is suitable for you based on your objectives, financial circumstances, and risk tolerance. You are encouraged to consult with your financial, investment, tax, and legal advisors. ORO is not responsible for your decisions to partake in any investments.
ORO does not provide accounting, financial, investment, legal, or tax advice, nor does it endorse or recommend any analysis, securities, products, or investment opportunities.
Any Content offered by ORO is not accounting, financial, investment, legal, or tax advice, or any other type of advice and should not be treated as such.
ORO is a private market investment platform and does not broker investments on your behalf. All transactions executed on ORO are made automatically based on your instructions following our transaction execution procedures.
No Investment Advice or Brokerage
We may amend this Platform Agreement and any Additional Services Terms at any time by posting the revised agreement on our website. Unless otherwise noted, the revised agreement will be effective once posted.
If the revised agreement materially reduces your rights or increases your responsibilities, we will provide you with at least 30 days advance Notice before the amendments become effective.
Your continued access to an ORO Account or use of any Services after the revised agreement becomes effective constitutes your acceptance of the revised agreement.
If you do not agree with and accept the revised agreement, your sole and exclusive remedy is to terminate your use of the Services and close your account.
The only way this Platform Agreement or Additional Services Terms may be amended or modified, apart from amendments made according to specified procedures, is through a written agreement duly signed by an authorized representative of ORO.
Any waiver, modification, or indulgence that we provide to the Customer, of any kind or at any time, applies only to the specific instance involved and will not act as a general waiver or a waiver, modification, or indulgence for any other or future acts, events, or conditions. Further, any delay by ORO in enforcing our rights does not constitute forfeiture or waiver of such rights.
Agreement Amendments
Platform Agreement
Revised January 1, 2024
General Provisions
Appendix B: Electronic Signature and Communications Consent
You agree that accepting this Platform Agreement during the registration process constitutes your consent and electronic signature, and you understand that this has the same legal effect as a physical signature.
You agree and consent to receive Notices electronically and to the paperless delivery of account statements, tax forms, and Communications related to your ORO Account and usage of Services. You can withdraw your consent at any time by closing your ORO Account.
It is your responsibility to ensure that the contact information associated with your ORO Account remains accurate and current.
Appendix A: Defined Terms
Additional Services : Services that may be made available to Customers who fulfill certain eligibility criteria. Additional Services Terms apply to the Customer’s use of such Additional Services.
Additional Services Terms : Terms and provisions applicable to particular Services offered by ORO, in addition to the other applicable provisions of this Platform Agreement.
Content : Information found on the ORO website, mobile applications, or any linked third-party websites about investing, investment products, investment strategies, regulations, taxes, or related subjects. This information may include articles, blog posts, news feeds, newsletters, tutorials, videos, and links to third-party content.
Credentials : Usernames, passwords, and other identifiers used to assist in identification and authentication with regard to the use of the Services or to access an ORO Account.
Dispute : Any past, present, or future claim, dispute, or controversy involving you (or any persons or entities claiming through or connected with you) and us (or any persons or entities claiming through or connected with us) relating to or arising out of the Platform Agreement, any Services, any application for an ORO Account, and/or any activities or relationships that involve, lead to, or result from any of the foregoing.
Notice : Any agreement, communication, disclosure, document, form, notice, or statement (collectively, “Communications“) directed or provided to the Customer’s ORO Account, including via email, in-app notifications, alerts, and text messages (SMS). Notices will be considered received when they are sent.
ORO Account : Customer’s account(s) with ORO that is/are used to access any Services.
Services (“ORO Services”) : The technology, website, mobile applications, payment services, investment products, integrations with Third-Party Services, and all other services, features, products, software, and content provided by ORO, including but not limited to those available through your ORO Account and your use of the ORO platform.
Third-Party Services : Services and data provided by third parties in relation to or provided through the Services. Third-Party Services include, but are not limited to, payment processors, accounting, open banking, and e-commerce platforms.
Overview
This Platform Agreement is a binding legal contract between you and ORO that governs your use of ORO Services (“Services”). In this Agreement, “Customer,” “User,” and “you” refer to the individual, legal entity, or authorized representative of a legal entity that is applying for, registering, maintaining, or accessing an ORO Account (“your account”) to use the Services. “ORO,” “we,” and “us” refer to ORO Inc. and its affiliates, subsidiaries, successors, and assigns, past, present, or future, unless stated otherwise.
By applying for, registering, maintaining, or accessing an ORO Account and/or using Services, you agree to carefully read, understand, and accept all the terms and conditions in this Platform Agreement and any agreements incorporated by reference. You also agree that your information will always be authentic, accurate, complete, and current. You may need to agree to additional terms and provisions to use certain Additional Services.
Definitions for capitalized terms (such as “ORO Account” and “Services”) can be found in the Defined Terms (Appendix A) below.
We may amend this Platform Agreement at any time; details are outlined under the General Provisions section.
All Disputes between you and ORO must be resolved through binding, final arbitration, as outlined in Binding Arbitration (Appendix C).
All investing involves risk. Please note that ORO does not provide accounting, financial, investment, legal, or tax advice. For more information, refer to the Acknowledgment of Risk and No Investment Advice or Brokerage sections under General Provisions.